Putting the Care back into Health Care
The future of the massage therapy profession is in our hands.
Be a part of the next wave of getting massage therapy covered by health insurance across the US.
270 Medicare Advantage plans just made massage therapy a part of their benefits.
American Specialty Health ( https://www.ashcompanies.com/ ) just announced that their affinity network was adding massage in the following states:
Acupuncture and Therapeutic Massage coverage has been added in the following states: Alabama, Arkansas, District of Columbia, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Maryland, Michigan, Minnesota, Missouri, New Jersey, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, and Wisconsin. This coverage is offered under the Essential/Everyday Extra benefit under Alternative Medicine which provides up to a combined total of twenty-four (24) medically necessary acupuncture and/or therapeutic massage visits each calendar year. Services must be health related and not primarily for comfort or relaxation as determined by your health care provider.
Massage therapy is being more and more accepted by health insurance and in most states you can bill insurance for massage services for motor vehicle collisions (MVC) (formerly motor vehicle accidents), work related injuries (Workers Compensation/Labor and Industries). Across the US there are small organized movements happening to get massage more accepted by medical professionals and become a regular part of health care. I have been collecting information on the various states and what types of insurances can be billed by masage therapists.
The Opioid Epidemic is leading to a Call for more alternatives to Pain Pills. The American College of Physicians recommends massage therapy for back pain. In Sept 2017, The National Association of insurance commissioners have asked for it to be used to battle the drugs. (See the letter PDF)
“When patients seek treatment for any of the myriad conditions that cause chronic pain, doctors should be encouraged to explore and prescribe effective non-opioid alternatives, ranging from non-opioid medications (such as NSAIDs) to physical therapy, acupuncture, massage, and chiropractic care.”
Massage therapy could be a big part of the solution. The one drawback is that massage therapy is not yet covered by health insurance in every states. (It is an has been covered by health insurance in WA State since about 2000. See article: Why is the massage profession so far behind in getting massage covered by health insurance.)
Each insurance company/plan and each state has such different plans and rules around billing, learning the basics of how to bill and how to deal with insurance companies will help you to learn how to figure out what YOU need to do in Your State, with whatever plan or company you are billing for your massage services.
Learning the very basic concepts of how insurance companies work and start taking insurance clients in your massage business in this easy to read book. Once you understand the basic concepts and the process, you will be able to start asking the right questions to the right people and learn what you need to do to bill correctly and get paid by insurance companies!
These basic concepts include:
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- Figuring out what to charge for your massage services.
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- Understanding HIPAA and why all massage therapists should move toward being HIPAA compliant even though they may not be a ‘covered entity’. HIPAA basics, HIPAA NoPP forms, HIPAA Risk assessments, HIPAA compliant forms, Electronic Health Records/Electronic Medical Records.
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- Learning about what forms you need to collect the correct information in order to bill insurance.
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- Learning how to fill out the basic billing form
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- Learning what CPT codes to use and how to use them.
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- ICD 10 codes and how to interpret them and use them.
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- Learning the process of billing and what to do if you don’t get paid.
- Creating a referral network of physicians, health care providers and lawyers to get more clients.
As a result of learning the basics of billing and actually billing cases, you will be able to start telling which cases will require more time, energy and have more risk of not getting paid so you can focus on taking cases that will take less time and energy to bill AND get paid.
Working with people who are injured and in pain usually means that clients will come in once or twice a week for a few sessions or for many months depending on the severity of the injury or condition. That means regular weekly/monthly clients until they are better and usually a regular weekly/monthly client after they are better and the case is settled.
Before you decide if you want to get involved in billing insurance for massage, you really have to analyze your business model and your financial status to see if taking insurance will help your bottom line and help your business become more profitable! You can do that by figuring out your cost per client and then assessing what your earnings potential will look like if you take a few cases or even decide to have a full medical massage practice/clinic!
First figure out if billing insurance
will help your massage business be more profitable.
If you decide to accept the challenge and open up more income opportunities and help put the ‘care’ back into healthcare, here are some of the things that you will need to know :
- You will need to know what to ask the client when they call asking if you take insurance and analyze the case so that you can decide if you want to take it or not.
- You will need to know the lingo and how to work with lawyers, doctors and insurance companies.
- You will need to know how to do extensive chart notes so that you can show how massage has improved the functions that were impaired due to injury and various conditions.
- You will need to know how to promote yourself to doctors and other health care professionals.
- You will need to know what forms you will need and how to fill out the forms correctly so that you get paid.
- You will need to know what to do if they don’t pay and what to do if they ask for money back!
Learning to bill is very complex to start with and also each state is different, each plan is different making it quite a challenge. No one person can really tell you how to bill or if you can bill because it is so different in every state and within each insurance company and with thousands of plans out there. It is also complicated by the type of injury and who is at fault.
When billing insurance, it means that you will be faced with many challenges. Insurance companies dictate what they will pay and the number of sessions they will allow in their plans. The one thing that they do not understand is that massage can save them money in other areas such as eliminating the need for surgery and drugs for many conditions. If massage therapists want to be more accepted in the medical profession and respected, we will also need a strong, cohesive group to help lobby politicians and to make stands against insurance companies low pay rates. The more people who understand the process of billing, the more people we will have to be able to do just that. Even if you choose not to bill, it is important to know what is going on in the world of insurance billing. We need more massage therapists billing insurance and getting to the table with the insurance carriers right from the start so that we can have a say in what happens. ( See article: If you are not at the table, you are on the menu)
The ability to bill and get paid by health insurance is coming no matter if you want it to happen or not.
I have been billing insurance of all kinds since about 1990, when I started my massage business in WA State. I have taken every class I could and read every book and article on billing insurance that I could find.
I want to share what I know about billing and help teach you the basic concepts of insurance and billing so that you can learn what to ask the various companies, doctors and lawyers and get paid!
Take a look at the Table of Contents and Sample Chapter. Will billing insurance make your business more profitable?
Pre-Purchase the 2019 Edition and Get the 2015 version for free NOW!
Why this special offer? This has always been my policy when I know a new edition is coming out soon.
I want to make sure that YOU have the most up to date information on billing insurance.
The 2015 version contains all of the basics of billing for car accidents, workers compensation and health insurance.
The information on ICD 10 codes is here on the website.
The new edition coming in 2019 will include more information on how to connect with doctors, insurance companies
and legislators to get massage therapy covered by health insurance in every state for rehabilitation from injuries and various health conditions.
$35.00
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- Free updated version coming in early 2019
(New version will cost $70.00 so buy now!)
- Free updated version coming in early 2019
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- Closed Facebook group for questions and billing support
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- Billing forms
- NEW! Online Magazine coming in 2019
You don’t have to do this alone!
Download to Directly to Your Computer and Print.
Become an affiliate and make money when you refer someone who purchases the eBook.
Back to Main Site | About me! | Contact Me with any questions. Schools discounts available and preview copy.
Notice: This book is designed to provide information on the general principles of insurance billing only. This information is provided and sold with the knowledge that the publisher and author do not offer any legal or other professional advice. In the case of a need for any such expertise consult with the appropriate professional. This book does not contain all information available on the subject. This book has not been created to be specific to any individual’s or organizations’ situation or needs. Every effort has been made to make this book as accurate as possible. However, there may be typographical and or content errors. Therefore, this book should serve only as a general guide and not as the ultimate source of subject information. This book contains information that might be dated and is intended only to educate. The author and publisher shall have no liability or responsibility to any person or entity regarding any loss or damage incurred, or alleged to have incurred, directly or indirectly, by the information contained in this book. You hereby agree to be bound by this disclaimer.
Billing insurance is done at your own risk. Results will vary. It is your responsibility to use this information and to do your own homework in finding out who you can bill, how to bill and how to get paid. You are responsible for knowing the laws and regulations in your state. You may need to obtain further legal counsel or accounting opinions in order to bill and get paid.
Julie Onofrio says
The new book should be out this weekend. I don’t know the specifics of what is going on in DC/Virginia area, but the book will cover the basics of billing insurance. I will also have a group you can join for an additional fee where you can ask questions and get my help for the many issues. It will take a lot of work to start implementing The ACA 2706 section that makes it a law that massage must be covered by all health insurance. I have some ideas outlined in the new book. Thanks
Julie Onofrio says
Facebook is free but I can limit who I want to join a group and control who joins a group. Yes I have to approve membership into the group. The group is where people can ask me questions about the content of the Ebook and about the billing process. I will also be using it to get people working on implementing 2706 in their state. Facebook is often used for this purpose. I am charging you for the ebook and if you want to join, you have to buy the ebook and want to learn about how to bill insurance.
Thanks
Julie Onofrio says
Hi LJ
No it doesn’t go into those programs. They come with their own help and resources. They are usually pretty straight forward. They do have training available too usually for those portals like here is the page for one health port- http://www.onehealthport.com/content/training-center .It does cover how to get an NPI number and it does give basic directions on how to bill L&I. You can see the table of contents in the post above. Let me know if you have any other questions. Thanks.
Julie Onofrio says
I can’t tell you if you can bill insurance in MI or what the laws there are but the book covers the basics of how to fill out forms etc. You will have to find out what insurance companies are paying and find out what exactly they want in order to get paid. Each state/each plan is different so there is no way I can know that. I am working on collecting that info from people who buy the ebook and from people in my Facebook group but it is slow going.
Thanks
Julie Onofrio says
The ICD 10 codes are out now and they will need to be used starting Oct 1. There is a link to some common codes. There won’t be any updates until the ICD 11’s come out which won’t be far behind. The code info is freely available online.
Julie
Julie Onofrio says
This one has updated information and you will get the latest information especially on topics like when the CPT codes change in 2018 or so. When you get the PDF, I add your email address to a mailing list to send you the updated information. Hands Heal is great and you will need that more for the SOAP charting part. This has the latest CMS 1500 02/12 form instructions too. Thanks very much.
Julie Onofrio says
No NCBTMB doesn’t have anything to do with anything. That you would have to ask the insurance companies. No it isn’t covered in the book. With the PDF book you get to join the Facebook group and ask questions. If you get the paperback book, you can purchase entry into the Facebook group with for an additional fee through a link in the book.
This is more a general overview of everything about billing. Details like that have to be asked of the insurance company you are working with.
Julie
Julie Onofrio says
Did you order the paperback or the PDF?
If you purchased the paperback, there is a link to order access to the Facebook group. The price on the paperback is lower and I make less per book through amazon and there is no way to track sales from amazon so I had to set it up a different way for people to access the group and to be able to get people’s email address to be able to send the updates.
Let me know if you have any more questions
thanks
Julie
Julie Onofrio says
I am not sure why the law would not apply to massage therapists. The codes come on the prescription anyways so you will have to use them. If you have someone on progress with a script that has the ICD 9 codes, it is best to call the doctors office and get the new codes. There are some free online converters, but they don’t always work well.
Julie Onofrio says
You have to find out what insurance you can bill. In most states you can bill for car accidents on Personal Injury Protection and for work related injuries. You have to contact your worker comp. division and find out what you need to do and if you can bill. You just call insurances when you get someone who wants to bill their insurance to find out if they have benefits.
Julie Onofrio says
The information is not specific to WA but it gives an overview on how to bill and what questions you need to ask in order to bill and get paid by insurance. Most of the health insurance lists are closed in WA – but you will have to check on that to see if you can become a provider.
Julie Onofrio says
yes of course.